Personal Loan Features

Low Interest Rates

Rates starting at just 10% p.a.

Flexible Tenure

Repayment options from 12 to 60 months.

Fast Processing

Get funds quickly with minimal documentation.

No Collateral Required

100% unsecured loan for your personal needs.

Why Choose Our Personal Loan?

Experience the best in personal loans:

  • No collateral or guarantor required
  • Quick loan approval and disbursal
  • Simple application process with minimal paperwork
  • Loans up to ₹25 lakhs
  • Clear, transparent terms with no hidden charges

Get the Funds You Need

Personal loans tailored for your financial needs, whether it's for medical bills, home renovation, or a vacation.

  • Flexible repayment options
  • Quick loan processing
  • No hidden fees or charges

Apply for a Personal Loan Today

Apply Now

Personal Loan Eligibility

Check your eligibility for a personal loan:

  • Age - 21 to 58 years old
  • Income - Minimum monthly income of ₹20,000
  • Credit Score - Minimum 650

Documents Required

  • Identity Proof (Aadhar, PAN Card)
  • Address Proof (Utility Bills, Passport)
  • Income Proof (Salary Slips, Bank Statements)
  • Bank Statement (Last 3 months)

Personal Loan Calculator

Estimate your monthly EMI for a personal loan using the formula below.

EMI Calculation Formula:

The formula for calculating EMI is:

EMI = P × r × (1 + r)^n / [(1 + r)^n - 1]

Example EMI Calculation:

Example details:

  • Loan Amount (P): ₹2,00,000
  • Annual Interest Rate: 12% (monthly r = 0.01)
  • Tenure (n): 2 years (24 months)

EMI = ₹2,00,000 × 0.01 × (1 + 0.01)^24 / [(1 + 0.01)^24 - 1] = ₹9,561.57

Frequently Asked Questions
What is a personal loan?
A personal loan is an unsecured loan that helps you meet personal financial needs such as medical expenses, home renovation, or a vacation.
How much personal loan can I get?
Loan amounts range from ₹50,000 to ₹25,00,000, depending on factors like income, credit score, and repayment capacity.
Do I need collateral for a personal loan?
No, personal loans are unsecured, meaning you don’t need to provide collateral or a guarantor.
How long does it take to process a personal loan?
Personal loan approval can take as little as 24 hours, with funds being disbursed shortly after approval, depending on the lender.
What are the eligibility criteria for a personal loan?
You must be between 21 and 58 years of age, have a steady income, and a good credit score (usually above 650) to qualify.