Business Loan Features

Competitive Interest Rates

Rates starting at just 11% p.a.

Flexible Repayment

Tenure from 12 to 72 months.

Quick Disbursal

Get funds in as little as 48 hours.

No Collateral

100% unsecured loan without security.

Why Choose Our Business Loan?

Empower your business with unmatched benefits:

  • No collateral or guarantor required
  • Quick loan disbursal within 48-72 hours
  • Minimal paperwork, easy process
  • Loan up to ₹50 lakhs based on eligibility
  • Transparent terms with zero hidden charges

Boost Your Business Growth

Whether you are expanding operations, purchasing new equipment, or managing cash flow — our Business Loan solutions are designed to meet your needs efficiently.

  • Flexible repayment tenure
  • Pre-approved offers for existing customers
  • Dedicated loan specialists to assist you

Need Funds for Your Business?

Apply Now

Business Loan Eligibility

Check your eligibility criteria below:

  • Age - 21 to 65 years old
  • Business Vintage - Minimum 1 year in operation
  • Residency - Indian resident with valid proof

Documents Required

  • Identity Proof (Aadhar, PAN Card)
  • Address Proof (Utility Bills, Passport)
  • Business Proof (GST Certificate, Shop License)
  • Financial Documents (Bank Statements, ITR)

Business Loan Calculator

Calculate your Business Loan EMI easily using the formula below.

EMI Calculation Formula:

The formula for calculating EMI is:

EMI = P × r × (1 + r)^n / [(1 + r)^n - 1]

Where:

  • P = Loan Amount
  • r = Monthly Interest Rate (Annual Rate / 12 / 100)
  • n = Tenure in Months

Example EMI Calculation:

Example details:

  • Loan Amount (P): ₹5,00,000
  • Annual Interest Rate: 12% (monthly r = 0.01)
  • Tenure (n): 3 years (36 months)

Using the formula:

EMI = ₹5,00,000 × 0.01 × (1 + 0.01)^36 / [(1 + 0.01)^36 - 1] = ₹16,607.38

EMI: ₹16,607.38

Key Points to Remember:

  • Longer tenures reduce EMI but increase interest cost.
  • Choose EMI amount that aligns with your business cash flow.
  • Rates and terms may vary as per your profile and lender's policy.
Frequently Asked Questions
What is a business loan?
A business loan is a financial product that helps businesses get funds for working capital, expansion, equipment purchase, or other business needs.
How much business loan can I get?
Loan amounts range from ₹1,00,000 to ₹50,00,000 based on your business turnover, credit profile, and repayment history.
Do I need collateral for business loan?
No, business loans can be availed without any collateral or guarantor, especially under unsecured loan schemes.