Home Loan Features

Affordable Interest Rates

Interest rates starting from 6.5% p.a.

Flexible Repayment Terms

Choose from 10 to 30 years of repayment tenure.

Quick Approval

Get home loan approval within a few days.

No Hidden Charges

Complete transparency with no hidden fees.

Why Choose Our Home Loan?

Experience the benefits of our home loan offerings:

  • Loans for both new and resale properties
  • Minimal documentation required
  • Flexible EMI options
  • Loans up to ₹10 Crore
  • No prepayment penalties

Get Your Dream Home Today

Finance your dream home with our flexible and affordable home loan options.

  • Quick and simple application process
  • Lower EMIs for higher loan amounts
  • Transparent processing with no hidden fees

Apply for Home Loan Now

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Home Loan Eligibility

Check your eligibility for a home loan:

  • Age - 21 to 60 years old
  • Income - Minimum monthly income of ₹25,000
  • Credit Score - Minimum 700

Documents Required

  • Identity Proof (Aadhar, PAN Card)
  • Address Proof (Utility Bills, Passport)
  • Income Proof (Salary Slips, Bank Statements)
  • Property Documents (Sale Agreement, Title Deed)

Home Loan Calculator

Calculate your monthly EMI using the formula below.

EMI Calculation Formula:

The formula for calculating EMI is:

EMI = P × r × (1 + r)^n / [(1 + r)^n - 1]

Example EMI Calculation:

Example details:

  • Loan Amount (P): ₹30,00,000
  • Annual Interest Rate: 7% (monthly r = 0.00583)
  • Tenure (n): 20 years (240 months)

EMI = ₹24,208.74

Frequently Asked Questions
What is a home loan?
A home loan is a secured loan that allows you to borrow money to purchase a house or property. The property itself acts as collateral for the loan.
How much home loan can I get?
The loan amount typically ranges from ₹1,00,000 to ₹10,00,00,000, depending on factors like your income, credit score, property value, and loan tenure.
What is the tenure for a home loan?
Home loans typically have a repayment tenure ranging from 5 years to 30 years, depending on your age, income, and lender's policies.
Do I need collateral for a home loan?
Yes, home loans are secured loans, meaning the property you are purchasing will act as collateral to secure the loan.
What are the eligibility criteria for a home loan?
To qualify for a home loan, you typically need to be between 21 and 65 years of age, have a stable income, and maintain a good credit score (usually above 650).